Private Placement Life Insurance and Annuities combines the strength of premium investment products, like hedge funds, with the tax benefits of life insurance.
As a high net-worth investor, you know how taxes can significantly reduce investment returns.
With a properly structured private placement life insurance policy, you are able to capture returns without the high tax implications typically associated with hedge fund investments. That means more growth and more wealth for your lifetime OR to preserve for your heirs OR preferred charities.
SOME BENEFITS OF PRIVATE PLACEMENT LIFE INSURANCE AND ANNUITIES
Tax-deferred growth under Internal Revenue Code Section 7702(g)(1)(A)
Total transparency. Each expense is explicit and visible to you as the holder of the insurance contract
Simplified tax reporting eliminates many of the annual reporting requirements associated with traditional hedge funds
Unlike retail insurance products, PPLI does not involve high early charges
No surrender charges make the policy more flexible than most retail life insurance policies
Enhanced creditor protection
APPROPRIATE FOR INVESTORS WITH
-$20 million or more in net worth
-A desire to invest in hedge funds or alternative investment opportunities
*Minimum investment of $2 million
MAKE THE MOST OF YOUR INVESTMENT
Don’t let taxes cut into your great returns. Put Private Placement Life Insurance to work and start capturing more of your return.
Schechter Wealth is a boutique third-generation wealth advisory firm. For over 75 years, our multi-disciplined team consisting of one or more JDs, CPAs, LLMs, CLUs, PFSs, CAPs, MBAs, CFA® charterholders, CFP® practitioners, and CIMA® consultants have been quietly advising wealthy families on financial matters including institutional quality investment advisory services, advanced life insurance planning, income, and estate taxes, business succession, and charitable planning.